Sign up on Stenn.com and tell us about your company
Check your buyer and get a preliminary limit for a credit facility
Submit invoices and transport documents for financing
Get funded in 48 hours after the approval and signing 2 documents
Invoice financing, also known as 'invoice factoring' or 'accounts receivable financing', is a form of financing based on outstanding invoices. It allows suppliers (exporters) to improve cash flow by receiving advances from a third-party finance provider against unpaid invoices.
Invoice factoring is incredibly accessible. Businesses of any size can benefit from invoice financing but the service is common in international trade where companies expanding into global markets are cautious about new Buyers that demand deferred payment terms for goods and services.
Instant cash flow - some factoring companies can deposit funds within 48 hours of approval, meaning SMEs can be paid soon after the invoice has been issued rather than waiting for payment from the Buyer.
No collateral needed - the invoice finance loan uses the invoice itself as collateral and thus is not a risk to any other business assets.
No need to chase the Buyer - if the Exporter applies for non-recourse financing, the financier will own the invoice, chase late payment and suffer the loss if the invoice isn’t paid.
Why companies trust Stenn
and are getting started
and many others
A turnover boost – no need to wait for deferred payments.
Instant coverage of urgent business needs – taxes, debts, salaries.
Funding when the bank can't support you (or you're over the limits).
Quickly finance the supply of raw materials for the next production cycle.
Suitable when you have a new buyer and need payment insurance.
No financials or collateral needed.
A Supplier company must be a legal entity that’s been in operation for at least 12 months.
It must sell consumer or professional goods (apparel, electronics, automotive parts, etc.) or provide a service such as software development or consulting.
The Supplier’s Buyer must be based in a different country. Stenn only finances
The Supplier’s Buyer cannot be: in arrears, insolvent, in court, or a company affiliated to the Supplier.
You as an importer...
Buy goods now and pay later.
Get better prices for better
Enjoy longer payment terms,
up to 120 days.
Onboard new suppliers on your
Optimise your cash flow, reducing the number of operations.
Receives 100% invoice payment*
Gets credit protection.