Boost cash flow on your terms. Get the money you need to succeed.

Boost cash flow and fuel your growth by getting your invoices paid in days, not months. Without having to worry about non-payment, collateral, or any financial requirements.
Apply for funding

The power of Invoice Financing

Flexible. Reliable. Fast. Invoice Financing is what fuels international trade between buyers and suppliers today.

Benefits for suppliers

Invoices paid in a matter of days,
not months
No financials, collateral, personal credit checks or guarantees required
Non-recourse product shields suppliers from non-payment, reducing credit risk
Offer attractive payment terms to secure new buyers and boost sales opportunities

Benefits for buyers

Flexible, on-demand access to
working capital
Increased purchasing power – benefit from bulk purchase discounts
Negotiate longer payment terms without straining cash flow position
Manage FX risk by securing funds at point of transaction and remove fluctuation risk

$20 Billion

in funding to global companies and we’re just getting started

$1.3 Billion

of committed capital, backed by 11+ global financial giants

$10k > $100M+

transaction range across
74 countries

Learn More

Blog

The latest insights, strategies and tips for your growth journey.

Learn more

Invoice Financing guide

Download our guide to learn how Invoice Financing can support your customers' success.

Download guide

Frequently asked questions

How does it work?

If you have any invoices waiting to be paid by your buyer you can convert them into cash even before the due date. Just upload your invoices and transport documents on the platform, get the approval, sign 2 documents and get the money in your bank account within 48 hours.

It’s called invoice financing, or factoring, or account receivable finance - there are many names for a simple financial service.

A turnover boost – no need to wait for deferred payments.

Instant coverage of urgent business needs – taxes, debts, salaries.

Funding when the bank can't support you (or you're over the limits).

Quickly finance the supply of raw materials for the next production cycle.

Suitable when you have a new buyer and need payment assurance.

No financials or collateral needed.

Which companies qualify?

Stenn finances invoices that are later paid by the buyer, so we need establish the buyer’s credit worthiness to set a funding limit. The supplier can increase that funding limit by providing us with more information about its buyer.

A Supplier company must be a legal entity that’s been in operation for at least 12 months.

It must sell consumer or professional goods (apparel, electronics, automotive parts, etc.) or provide a service such as software development or consulting.

The Supplier’s Buyer is typically based in a different country. Stenn principally finances international trade.

The Supplier’s Buyer cannot be: in arrears, insolvent, in court, or a company affiliated to the Supplier.

What are the benefits of Stenn?

You as an importer...

Buy goods now and pay later.

Get better prices for better trading terms.

Enjoy longer payment terms, up to 120 days.

Onboard new suppliers on your own terms.

Optimise your cash flow, reducing the number of operations.

Your supplier...

Receives 100% invoice payment*

Gets credit protection.

*in two tranches and less any fees

Contact our team

Have any questions or need help? Contact us at partnerships@stenn.com

Contact us